Products


Conforming Fixed Rate Mortgages

The interest rate is fixed during the life of loan.

We offer 8-30 yrs fixed rates.


Conforming Adjustable Rate Mortgages

The interest rate is fixed during initial predetermined period such as 3 years, 5 years, 7 years or 10 years. After the period, the rate changes in each year based on the specified index plus margin.

3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available


Jumbo Fixed Rate Mortgages

It is same as conforming fixed loan except that the loan amount is exceeding conforming loan limit.

30 yr fixed and 15 yr fixed


Jumbo Adjustable Rate Mortgages

This is same as conforming adjustable rate mortgages except that the loan amount is exceeding conforming loan limit.

3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available


Fannie Mae Refi Plus programs


First Time Community Homebuyer Benefits

**Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.