Conforming Fixed Rate Mortgages
The interest rate is fixed during the life of loan.
We offer 8-30 yrs fixed rates.
Conforming Adjustable Rate Mortgages
The interest rate is fixed during initial predetermined period such as 3 years, 5 years, 7 years or 10 years. After the period, the rate changes in each year based on the specified index plus margin.
3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available
Jumbo Fixed Rate Mortgages
It is same as conforming fixed loan except that the loan amount is exceeding conforming loan limit.
30 yr fixed and 15 yr fixed
Jumbo Adjustable Rate Mortgages
This is same as conforming adjustable rate mortgages except that the loan amount is exceeding conforming loan limit.
3/1 ARM, 5/1 ARM, 7/1 ARM and 10/1 ARM are available
Fannie Mae Refi Plus programs
First Time Community Homebuyer Benefits
**Your actual APR may be different based on the your loan amount. Your loan officer can guide you on this.